Business Development Officer at NBC Bank Tanzania

Business Development Officer at NBC Bank Tanzania Position: Business Development Officer Organization: National Bank of Commerce (NBC) Tanzania Location: Tegeta Branch, Dar es Salaam Closing Date: September 22, 2026 Job Summary The Business Development Officer is responsible for recruiting and managing borrowing customers within the Micro-SME segment (including Kua Nasi, Agriculture/NBC Shambani, and LaRiba). Operating from the Tegeta Branch, the role focuses on growing a high-quality loan portfolio, mobilizing deposits, cross-selling bank products, and ensuring all credit activities adhere strictly to NBC’s Credit Policy and Product Procedure Manuals. Key Responsibilities Loan Portfolio Growth & Onboarding: Identify, negotiate, and convert lending leads into quality borrowing clients within established Turnaround Times (TAT). Onboard eligible Micro-SME customers in line with product specifications and safeguard bank interests across internal and external engagements. Credit Underwriting & Appraisal: Receive, review, and verify credit applications against mandatory documentation checklists. Conduct credit assessments/appraisals to evaluate applicant creditworthiness. Collaborate with the Credit Risk Committee (CRC) to conduct client site, business, and collateral validation visits. Coordinate with HQ teams (Retail Credit/Business) to resolve credit queries promptly. Portfolio Management & Quality Control: Ensure disbursed facilities adhere to approved terms and execute post-disbursement visits to verify fund utilization. Maintain up-to-date client documentation and branch credit records. Facilitate timely facility renewals or refinancing for eligible accounts. Monitor portfolio health, execute turnaround or recovery measures, and implement interventions to control delinquency. Deposit Mobilization & Cross-Selling: Drive deposit collection from new and existing Micro-SME clients across Kua Nasi, NBC Shambani, and La Riba segments. Cross-sell the bank’s broader portfolio of retail, digital, and commercial products. Relationship Management, Capacity Building & Reporting: Serve as a trusted business advisor to clients, offering guidance on credit structuring and business growth. Conduct product awareness sessions and mass marketing/training for existing and prospective customers. Prepare and submit regular performance reports and attend mandatory CRC, loan delinquency, and collection meetings. Qualifications & Requirements Education: Bachelor’s Degree or equivalent in Finance, Accounting, Agribusiness, Banking, Economics, Planning, or related business fields. (A Master’s degree or professional banking certification is an added advantage). Experience: Minimum of 1 year of working experience in the banking industry. Prior experience in Micro-SME lending is highly desirable. Core Competencies: Practical understanding of Micro-SME credit underwriting, risk assessment, and portfolio monitoring. Commercial thinking, customer service excellence, and deposit mobilization capabilities. Strong networking, persuasion, communication, and relationship management skills. Digital familiarity and adaptability to organizational change. How to Apply Qualified candidates should submit their application online through the NBC Careers Portal using Requisition ID: R-15990999 before the closing date on September 22, 2026. CLICK HERE TO APPLY OTHER JOBS, TANZANIA JOBS, NGO's JOBS, NAFASI ZA AJIRA

• Loan Portfolio Growth & Onboarding: Identify, negotiate, and convert lending leads into quality borrowing clients within established Turnaround Times (TAT). Onboard eligible Micro-SME customers in line with product specifications and safeguard bank interests across internal and external engagements. • Identify, negotiate, and convert lending leads into quality borrowing clients within established Turnaround Times (TAT). • Onboard eligible Micro-SME customers in line with product specifications and safeguard bank interests across internal and external engagements. • Receive, review, and verify credit applications against mandatory documentation checklists. • Conduct credit assessments/appraisals to evaluate applicant creditworthiness. • Collaborate with the Credit Risk Committee (CRC) to conduct client site, business, and collateral validation visits. • Coordinate with HQ teams (Retail Credit/Business) to resolve credit queries promptly. • Ensure disbursed facilities adhere to approved terms and execute post-disbursement visits to verify fund utilization. • Maintain up-to-date client documentation and branch credit records. • Facilitate timely facility renewals or refinancing for eligible accounts. • Monitor portfolio health, execute turnaround or recovery measures, and implement interventions to control delinquency. • Deposit Mobilization & Cross-Selling: Drive deposit collection from new and existing Micro-SME clients across Kua Nasi, NBC Shambani, and La Riba segments. Cross-sell the bank’s broader portfolio of retail, digital, and commercial products. • Drive deposit collection from new and existing Micro-SME clients across Kua Nasi, NBC Shambani, and La Riba segments. • Cross-sell the bank’s broader portfolio of retail, digital, and commercial products. • Relationship Management, Capacity Building & Reporting: Serve as a trusted business advisor to clients, offering guidance on credit structuring and business growth. Conduct product awareness sessions and mass marketing/training for existing and prospective customers. Prepare and submit regular performance reports and attend mandatory CRC, loan delinquency, and collection meetings.