Sacco Loan Issuance Officer at Co-operative Bank of Kenya

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• Receive, verify, and process loan applications. • Conduct comprehensive credit appraisals and assess members’ repayment capacity. • Verify member eligibility based on deposits, income, guarantors, credit history and other criteria in the credit policy. • Prepare loan appraisal reports and recommendations for approval. • Ensure all loan documentation is complete and compliant before disbursement. • Process approved loans within the agreed turnaround time. • Ensure compliance with the Sacco Credit Policy, regulatory requirements, and internal procedures. • Identify and escalate high-risk loan applications. • Provide members with accurate information on loan products and repayment terms. • Maintain complete and accurate loan records. • Support branch loan growth through member engagement and product promotion. • Prepare periodic reports on loan processing and portfolio performance. • Bachelor’s degree in Finance, Accounting, Banking, Business Administration, Economics, or a related field. • Minimum of two (2) years’ experience in credit administration, loan appraisal, or lending within a Sacco, microfinance institution, or commercial bank. • Sound knowledge of credit appraisal techniques and lending principles.