Credit Risk Analyst at Addosser Microfinance Bank

Information is Power! Get new Jobs in your EmailEnter your Email below and click Subscribe: Subscribe Credit Risk Analyst at Addosser Microfinance BankPosted on Fri 18th Sep, 2026 - hotnigerianjobs.com --- (0 comments) Addosser Microfinance Bank Limited plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value added products and services. Founded in 2008, Addosser Microfinance Bank Limited is one of the leading Microfinance banks in Nigeriaofferinga broad range of products and services, to serve it’s over 103,000 customers through our four business groups: Retail and Microenterprise Banking, SME Banking, Consumer Banking and Specialized products & investment. We are recruiting to fill the position below: Job Title: Credit Risk Analyst Location: Lagos Employment Type: Full-time Job Description Evaluate customers' loan applications in line with the organisation's credit policy. Identify critical risks in credit requests and provide advice on how requests can be restructured in line with the bank’s risk appetite. Has relevant experience in analysing consumer and SME loans. Organisation of the credit committee. Portfolio management & reporting. Create innovative credit evaluation processes and systems. Evaluate clients for credit worthiness based on our internal risk models & their application information. Detect fraudulent applications and unreliable applicants. Review Facility Letters and Loan Agreements, scrutinising the signed documents to ensure the accuracy of the contracts. Continuously ensure alignment/compliance with the credit risk management framework. Continuously analyse and recommend improvements on the credit risk management framework, processes and systems. Preparation of statutory reports. Qualifications / Requirements A First Degree in Economics, Finance or any other discipline, a Master’s Degree is an added advantage. 2 - 5 years’ relevant experience in the Financial Services Industry. Good knowledge of accounting and relevant lending ratios. Experience in Credit Risk Management Data Analytics and Effective Communication Good Knowledge of Credit Analysis and Appraisal Experience in SME Good reporting skills. Application Closing Date 16th October, 2026. How to Apply Interested and qualified candidates should send their CV to: careers@addosser.com using the Job Title as the subject of the email. Share this job: Federal Road Safety Corps (FRSC) List of Successful Candidates in the 2026 Recruitment ExerciseFederal Government of Nigeria Job Recruitment (16 Positions)Independent National Electoral Commission (INEC) Nationwide Job Recruitment (7 Positions)Venite University Massive Academic and Non-academic Job Recruitment (298 Positions)Federal Road Safety Corps (FRSC) Job Recruitment (17 Positions)Independent National Electoral Commission (INEC) Job Recruitment (5 Positions)Independent National Electoral Commission (INEC) Massive Ad-hoc Staff Recruitment for 2026 F.C.T Area Council ElectionsNigeria Police Force (NPF) Massive Job Recruitment (29 Positions)Federal University of Environment and Technology, Koroma / Sakpenwa Massive Graduate and Exp. Academic and Non-academic Job Recruitment (260 Positions)Peoples Democratic Party (PDP) Massive Job Recruitment (29 Positions)David Umahi Federal University of Health Sciences (DUFUHS) Massive Academic and Non-academic Job Recruitment (129 Positions)Nigerian Content Development and Monitoring Board (NCDMB) Oil and Gas Field Readiness Training Program (10,000 Openings)University of Ibadan (UI) Massive Academic and Non-academic Job Recruitment (372 Positions)Federal University Oye-Ekiti (FUOYE) Massive Graduate and Exp. Academic and Non-Academic Job Recruitment (384 Positions)Access Bank Plc Entry Level & Exp. Job Recruitment (5 Positions) Comments (0) Post a Comment Name: * Email: * Comment: *

• A First Degree in Economics, Finance or any other discipline, a Master’s Degree is an added advantage. • 2 - 5 years’ relevant experience in the Financial Services Industry. • Good knowledge of accounting and relevant lending ratios. • Experience in Credit Risk Management • Data Analytics and Effective Communication • Good Knowledge of Credit Analysis and Appraisal • Experience in SME • Good reporting skills.