Head of Consumer Credit Products at Robert Walters

Information is Power! Get new Jobs in your EmailEnter your Email below and click Subscribe: Subscribe Head of Consumer Credit Products at Robert WaltersPosted on Fri 18th Sep, 2026 - hotnigerianjobs.com --- (0 comments) Robert Walters - Our client is recruiting to fill the position below: Job Title: Head of Consumer Credit Products Location: Lagos Job Type: Full time About the Job Our client is hiring an experienced credit products professional to design and launch a new consumer credit product to their existing customer base. This is a build role, not a run role. There is no existing team or portfolio - the first months are almost entirely focused on licensing strategy and product design, with the goal of a live, licensed, trading operation in multiple markets within 18 months. Job Responsibilities Own the consumer credit programme end-to-end: licensing strategy, product design, credit policy, regulatory engagement, and commercial performance Lead licence applications across multiple African markets, working with regulators and external counsel Design products for underserved consumers, including pricing architecture that complies with local regulation Build an approach that draws on alternative repayment data rather than traditional credit bureau history alone Define collections operations, portfolio targets, and risk management (NPL, provisioning, recovery) across markets Engage development finance institutions and other capital partners to fund the credit book as it scales Build and manage a small team as the programme grows Candidate Requirements 3-7 years building or scaling a product from scratch in Sub-Saharan Africa, West Africa, or emerging Asian markets - asset financing, device financing, PAYGO, or digital lending Direct, hands-on experience inside a licence application in at least one African or Asian market - not an observer role First-hand experience designing credit policy and managing an own-book consumer loan portfolio, including NPL rates, provisioning, and recovery Track record running multi-country workstreams simultaneously, not sequentially Experience building a consumer pricing model West Africa regulatory experience - Francophone/WAEMU regional licensing frameworks and/or Nigeria financial services licensing - is particularly valued given the complexity of these markets East Africa regulatory experience - Kenya and/or Uganda - is also a strong asset Familiarity with device-based enforcement mechanisms in an asset-financing or PAYGO context Existing relationships with development finance institutions in the digital credit or asset-financing space Background at a leading PAYGO, asset-financing, or digital lending company operating in emerging markets Application Closing Date Not Specified. How to Apply Interested and qualified candidates should: Click here to apply online Share this job: Independent National Electoral Commission (INEC) 2027 General Elections Nationwide Job Recruitment (5 Positions)Federal Road Safety Corps (FRSC) List of Successful Candidates in the 2026 Recruitment ExerciseIndependent National Electoral Commission (INEC) Nationwide Job Recruitment (7 Positions)Venite University Massive Academic and Non-academic Job Recruitment (298 Positions)Federal Road Safety Corps (FRSC) Job Recruitment (17 Positions)Independent National Electoral Commission (INEC) Job Recruitment (5 Positions)Nigeria Police Force (NPF) Massive Job Recruitment (29 Positions)Ahmadu Bello University (ABU) Non-academic Job Recruitment (14 Positions)Erisco Foods Limited Job Recruitment (9 Positions)University of Uyo (UNIUYO) Massive Graduate and Exp. Academic and Non-Academic Job Recruitment (49 Positions)Southwestern University Nigeria Massive Academic and Non-Academic Job Recruitment (88 Positions)University of Ibadan (UI) Massive Academic and Non-academic Job Recruitment (372 Positions)Federal University Oye-Ekiti (FUOYE) Massive Graduate and Exp. Academic and Non-Academic Job Recruitment (384 Positions)Nigerian Air Force List of Successful Candidates for Direct Short Service Commission Course (DSSC) 34 / 2025 Zonal General Aptitude TestAccess Bank Plc Entry Level & Exp. Job Recruitment (5 Positions) Comments (0) Post a Comment Name: * Email: * Comment: *

• Own the consumer credit programme end-to-end: licensing strategy, product design, credit policy, regulatory engagement, and commercial performance • Lead licence applications across multiple African markets, working with regulators and external counsel • Design products for underserved consumers, including pricing architecture that complies with local regulation • Build an approach that draws on alternative repayment data rather than traditional credit bureau history alone • Define collections operations, portfolio targets, and risk management (NPL, provisioning, recovery) across markets • Engage development finance institutions and other capital partners to fund the credit book as it scales • Build and manage a small team as the programme grows • 3-7 years building or scaling a product from scratch in Sub-Saharan Africa, West Africa, or emerging Asian markets - asset financing, device financing, PAYGO, or digital lending • Direct, hands-on experience inside a licence application in at least one African or Asian market - not an observer role • First-hand experience designing credit policy and managing an own-book consumer loan portfolio, including NPL rates, provisioning, and recovery • Track record running multi-country workstreams simultaneously, not sequentially • Experience building a consumer pricing model • West Africa regulatory experience - Francophone/WAEMU regional licensing frameworks and/or Nigeria financial services licensing - is particularly valued given the complexity of these markets • East Africa regulatory experience - Kenya and/or Uganda - is also a strong asset • Familiarity with device-based enforcement mechanisms in an asset-financing or PAYGO context